Are you someone who loves shopping, but always waits for the sale season to hit the stores? Have you ever wished for a way to enjoy shopping without having to wait for the big sale days? Well, if you are someone who loves shopping and wants to shop without any worries, then the Bajaj Finserv EMI Card is your answer. The Bajaj Finserv EMI card is specially designed for those who love shopping and want to enjoy the convenience of paying in installments. In this article, we’ll explore the diverse range of shops that accept Bajaj Finserv EMI Cards.
What is Bajaj Finserv EMI Card?
The Bajaj EMI Network Card is a payment card that allows you to shop for various products and services on easy EMIs. The card is issued by Bajaj Finserv, a leading non-banking financial company. The card is accepted in over 84,200+ stores in more than 1300 cities in India. It’s a unique payment option that offers no-cost EMI options, a hassle-free application process, and zero foreclosure charges.
EMI Card Limit
The Bajaj Finserv EMI card comes with a pre-approved loan amount, which is known as the credit limit. The credit limit is the amount you can use to shop without any down payment. The credit limit assigned to your card depends on your credit history, income, and repayment capacity. The credit limit can range from Rs. 30,000 to Rs. 5 lakhs. The EMI tenor for the repayment of the purchase range from 3 to 24 months
Primary benefits of Bajaj Finserv EMI Card
- No-cost EMIs: Unlike other credit card companies, Bajaj Finserv does not charge any interest on your purchases. This means that you can buy products at no extra cost and pay for them over a period of time in easy EMIs.
- Wide network of shops: With over 84,200+ shops accepting Bajaj Finserv EMI card, you can enjoy shopping with ease. The shops range from electronics to fashion, to home appliances and furniture.
- No foreclosure charges: Bajaj Finserv does not charge any foreclosure or pre-payment charges. This means you can pay off your purchases before the due date without any additional charges.
- Hassle-free application process: You can apply for the Bajaj Finserv EMI card online or at any nearest Bajaj Finserv outlet. The application process is simple and requires minimal documentation.
- Flexible repayment options: You can choose the repayment tenor as per your convenience. You can choose between 3 to 24 months as per the purchase. The monthly installments can be paid via net banking, cheque or automatic debit of bank account.
Shops Accepting Bajaj Finserv EMI Card
The Bajaj Finserv EMI Card is accepted in various categories of stores, including;
Electronics
If you’re someone who loves gadgets and electronics, then you’re in luck. The Bajaj Finserv EMI card is accepted in various electronics stores across India. You can buy smartphones, laptops, televisions, cameras, and other electronic appliances at zero interest. Some of the electronics stores that accept the Bajaj Finserv EMI Card include – Bajaj Electronics, Reliance Digital, Vijay Sales, Croma, Great Eastern, and Sangeetha Mobiles.
Fashion
If you’re a fashion enthusiast and love shopping for trendy clothes, footwear, and accessories, then the Bajaj Finserv EMI Card is your go-to card. The card is accepted at various leading fashion and lifestyle stores across India. You can shop for the latest trends in fashion and pay for them on easy EMIs. Some of the fashion stores that accept the Bajaj Finserv EMI Card include – Lifestyle, Max Fashion, Shoppers Stop, and Pantaloons.
Home Appliances
If you’re looking to upgrade your home with the latest appliances, the Bajaj Finserv EMI Card is your solution. You can buy washing machines, refrigerators, air conditioners, and other home appliances at no extra cost. The card is accepted at various leading home appliance stores across India. Some of the home appliance stores that accept the Bajaj Finserv EMI Card include – LG, Samsung, Whirlpool, Godrej, and Haier.
Furniture
If you’re planning to revamp your home or set up a new home, then the Bajaj Finserv EMI Card is a great option. You can buy furniture and decor items on easy installments at no extra cost. The card is accepted at various leading furniture stores across India. Some of the furniture stores that accept the Bajaj Finserv EMI Card include – Home Town, Urban Ladder, Pepperfry, Godrej Interio, and Evok.
Conclusion
The Bajaj Finserv EMI Card is your go-to card for shopping. With no-cost EMIs, a hassle-free application process, a wide network of shops, and flexible repayment options, you can enjoy shopping without any worries. Whether you’re planning to buy electronics, fashion, home appliances, or furniture, Bajaj Finserv EMI Card is your solution.